RV Financing

The financing options you need to get you on the road faster.

Hassle Free On Site Financing Same Day Approvals Title Work Done For You Better Rates Than Most Banks Terms Up To 20 Years

Transwest has financing options to fit your unique lifestyle and budget. With multiple lenders competing for your business, we can guarantee rates and terms that are extremely competitive. Our knowledgeable team will take the stress out of the entire experience, walking you through every detail.

Premier Protection with Coach-Net

Coach-Net is here to help you enjoy your RV to the fullest. They offer products and services that help you travel worry-free and spend more of your time enjoying the great outdoors.

Financing Options

Transwest offers a wide variety of financing options through a number of specialized financing partners.

Insurance

Not only can we finance your RV, but we can also help you protect it. Our team will assist you in securing the recreational vehicle coverage you need from the best insurance companies available.

Protection Plans

Prepare for the unexpected and protect your investment, thanks to protection plans like Tire and Wheel SHIELD™, 24/7 Protect, RV Protect, Finish Protect, Shield Protect, and AirMed Benefit Information.

Trade Ins

Looking to trade in your RV? Or maybe you'd like to trade in a car, boat, or trailer towards your purchase? Regardless, our team of experts will walk you through the process, ensuring you get the most for your trade.

Service Plans/Extended Warranties

Coach-Net's RV Protect is an extended service agreement that provides coverage for nearly every mechanical, electrical, & coach component of your motorhome. 24/7 response, with a network of over 40,000 roadside assistance providers in the US & Canada.

Financing for the best in RVs

Whether you're looking to finance a new RV or one that's been around the block, we've got you covered, with options to fit your needs.

Transwest RV Financing Locations

RV financing is available nationwide online by applying here or visit one of our Transwest locations.

FAQs

How much will my down payment be?

The answer is… it depends! Instead of using a one-size-fits-all approach, we work with you to figure out the best option for you. Some customers opt for one of our zero down programs while others would rather pay a down payment and get a lower interest rate. The great thing is - we'll make sure you know all the options available to you so you can decide what works best for you.

Do I need a certain credit score to finance an RV?

While credit history definitely factors into your financing options, don't get too hung up on having a certain score. Part of the reason we work with several different lenders is so that we have options that work with as many lifestyles and budgets as possible. Instead of wondering if you'll qualify, the best thing to do is start the process and our team will guide you through it.

What determines which interest rate I will get?

A few key factors go into determining your interest rate, including the length of the term, the year of the vehicle, and the amount of your down payment. The benefit of us working with multiple financing partners is that we can shop the rate for you and make sure you're getting the most competitive interest rate available.

Should I shop around for a better rate?

We would never tell you not to shop because it's always important to do your research. But we can tell you that those who do shop around typically find that we can give them a better rate than other options… including their own banks! If you do decide to shop, we recommend not allowing too many lenders to run your credit score. As you know, that can end up working against you instead of for you if it's done too many times.

Is it better to finance or pay cash for an RV?

There are definitely benefits to paying cash for an RV. But financing an RV is nice because it allows you to hang on to your cash and reduce your liability. If you have the opportunity to make a down payment and get an extremely low interest rate, that may be the best of both worlds. Our team can present you with options so you can decide which path to take.

What are the terms of the loan?

Typically, if you finance over $50,000, the term will be 180-240 months. Part of the reason we work with so many financing partners is so that we can offer our customers options that are flexible enough to meet their lifestyle and budget. Regardless, our team at Transwest will make sure you understand the terms and are getting the best deal you can.

What can I expect for future resale value?

Thinking about resale value? The good thing about recreational vehicles is that they tend to hold their value more than personal vehicles. If resale value is a top priority for you, our team can help you find an RV that meets your needs but also has the best chance of retaining as much of its value as possible over the coming years.

Calculate Your Payments

How much do you want to put down?

Price

Term

Trade in Value

Payoff Amount

$0 /mo

Based on average APR of 4.5% and original MSRP value.

Apply for Financing

Have Questions?

Or call us now at (303) 684-3411

Get Started